Welcome to HealthIsTheUltimateWealth.org. By accessing and using this Website, you agree to be bound by the following Terms & Conditions. If you do not agree, please refrain from using our website. Effective Date: 3/17/2025

1. Use of Website

- This Website provides information, resources, and coaching related to health, wellness, holistic practices, self-love, and personal growth.

- You agree to use this Website for lawful purposes only and not to engage in any activities that may harm our business or other users.

2. No Medical or Professional Advice

- The content on this Website is for informational and educational purposes only and is not a substitute for medical, psychological, or professional advice.

- Always consult a licensed healthcare provider before making any significant changes to your health, fitness, or wellness routine.

3. Intellectual Property

- All content on this Website, including text, images, videos, graphics, and branding, is owned by Health Is The Ultimate Wealth and protected by copyright laws.

- You may not copy, reproduce, distribute, or sell any content without our written permission.

4. Limitation of Liability

- We do not guarantee any specific results from using our Website or services.

- We are not responsible for any damages, losses, or injuries resulting from the use of our Website or any reliance on our content.

5. External Links & Third-Party Services

- This Website may contain links to third-party websites. We do not endorse, control, or assume responsibility for any third-party content, products, or services.

6. Payments & Refund Policy (If Applicable)

- If you purchase digital products, coaching services, or courses from us, payments must be made in full at the time of purchase.

- Due to the nature of digital content and coaching services, all sales are final, and we do not offer refunds, unless otherwise stated in our refund policy.

7. Changes to Terms

- We reserve the right to update these Terms & Conditions at any time without prior notice. Your continued use of the Website constitutes acceptance of the revised Terms.

8. Contact Information

If you have any questions about these Terms & Conditions, please contact us at contact@healthistheultimatewealth.org

Privacy Policy

Effective Date: 3/17/2025

At HealthIsTheUltimateWealth.org, we are committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your personal information when you visit our Website.

1. Information We Collect

We may collect the following types of information when you interact with our Website:

- Personal Information (e.g., name, email address, phone number) when you sign up for newsletters, coaching services, or make a purchase.

- Payment Information (if applicable) for product or service purchases, processed securely by third-party payment processors.

- Usage Data (e.g., IP address, browser type, device information) to improve website functionality and user experience.

2. How We Use Your Information

We use your information to:

- Provide and personalize our services.

- Process transactions and send purchase confirmations.

- Send newsletters, updates, and promotional content (you can opt out anytime).

- Improve Website performance and user experience.

3. Cookies & Tracking Technologies

We use cookies and similar tracking technologies to enhance your browsing experience and analyze website traffic. You can adjust your browser settings to disable cookies, but this may affect Website functionality.

4. Data Protection & Security

We take reasonable measures to protect your personal information from unauthorized access, misuse, or disclosure. However, no data transmission over the internet can be 100% secure, and we cannot guarantee absolute security.

5. Sharing Your Information

We do not sell, trade, or rent your personal information. We may share your information with:

- Trusted third-party service providers (e.g., payment processors, email marketing platforms) for business operations.

- Legal authorities if required by law.

6. Third-Party Links

Our Website may contain links to external websites. We are not responsible for the privacy practices of third-party sites.

7. Your Rights

- You have the right to access, update, or delete your personal information.

- You can opt out of email marketing by clicking the “unsubscribe” link in any email.

8. Changes to This Policy

We may update this Privacy Policy at any time. Continued use of our Website after changes are posted constitutes acceptance of the updated policy.

9. Contact Us

For privacy-related questions, please contact us at contact@HealthIsTheUltimateWealth.org.